:root {
  --navy:#07516a;
  --navy-2:#0b6380;
  --teal:#28a9bd;
  --teal-2:#55bfd0;
  --sky:#e9f8fb;
  --sky-2:#d8f1f5;
  --sky-3:#f5fcfd;
  --text:#1b596d;
  --muted:#5e7f8a;
  --line:#dcecef;
  --white:#fff;
  --shadow:0 18px 48px rgba(7,81,106,.10);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Inter",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--navy);
  background:#fff;
  line-height:1.5;
  -webkit-font-smoothing:antialiased;
}
a{color:inherit;text-decoration:none}
button,input{font:inherit}
img,svg{display:block;max-width:100%}
.container{width:min(1180px,calc(100% - 32px));margin:0 auto}
.skip-link{position:absolute;left:-9999px;top:auto}
.skip-link:focus{left:12px;top:12px;z-index:999;background:#fff;padding:10px 14px;border-radius:8px;box-shadow:var(--shadow)}

/* Header */
.site-header{background:#fff;border-bottom:1px solid #edf5f6;position:sticky;top:0;z-index:50}
.header-inner{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo img{width:205px;height:auto}
.desktop-nav{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:600}
.desktop-nav a:hover,.desktop-nav a:focus{color:var(--teal)}
.header-cta{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 24px;border-radius:999px;background:linear-gradient(90deg,var(--teal),var(--teal-2));color:#fff;font-weight:700}
.menu-btn{display:none;border:0;background:transparent;width:44px;height:44px;border-radius:10px;align-items:center;justify-content:center;color:var(--navy)}
.menu-btn svg{width:28px;height:28px}
.mobile-menu{display:none;background:#fff;border-top:1px solid var(--line);padding:10px 16px 18px}
.mobile-menu.open{display:grid;gap:6px}
.mobile-menu a{padding:13px 6px;border-bottom:1px solid #edf4f5;font-weight:600}
.mobile-menu .header-cta{margin-top:8px;border-bottom:0}

/* Hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#f4fcfd 0%,#e7f7fa 100%)}
.hero-inner{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(380px,.9fr);gap:50px;align-items:center;min-height:520px}
.hero-copy{padding:64px 0 68px;position:relative;z-index:2;max-width:620px}
.eyebrow{font-size:11px;letter-spacing:2.8px;text-transform:uppercase;font-weight:700;color:#1685a0;margin-bottom:12px}
h1,h2,h3,h4{font-family:"Poppins",sans-serif;margin:0;color:var(--navy)}
.hero h1{font-size:clamp(48px,5vw,68px);line-height:.98;letter-spacing:-2px;max-width:510px}
.hero p{font-size:16px;line-height:1.55;max-width:430px;margin:20px 0 24px;color:#174f64}
.primary-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 30px;border-radius:999px;background:linear-gradient(90deg,#1d9fb4,#28b4c9);color:#fff;font-weight:700;box-shadow:0 10px 24px rgba(31,166,190,.18)}
.primary-btn:hover{filter:brightness(.98);transform:translateY(-1px)}





.hero .loan-card{
  position:relative;
  z-index:2;
  width:100%;
  max-width:470px;
  justify-self:end;
  margin:42px 0;
  background:#fff;
  border:1px solid #e6f2f4;
  box-shadow:0 25px 50px -12px rgba(13,42,82,.16);
}
.hero .loan-card h2{
  font-size:clamp(26px,2.2vw,34px);
}

/* Feature strip */
.features{background:#fff;padding:28px 0}
.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.feature{text-align:center;padding:18px 10px}
.feature-icon{width:66px;height:66px;border-radius:50%;background:var(--sky-2);display:grid;place-items:center;margin:0 auto 12px;color:var(--navy)}
.feature-icon svg{width:32px;height:32px}
.feature h3{font-size:16px;margin-bottom:7px}
.feature p{font-size:12.5px;color:var(--text);margin:0 auto;max-width:210px}

/* Main cards */
.content-wrap{padding:28px 0 52px;background:#fff}
.grid-two{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:stretch}
.card{background:linear-gradient(180deg,#f8fdfe,#edf9fb);border:1px solid #e6f2f4;border-radius:22px;padding:30px;box-shadow:0 10px 30px rgba(12,84,105,.05)}
.card h2{font-size:clamp(28px,3vw,38px);line-height:1.08;margin-bottom:20px}
.loan-card .eyebrow,.how-card .eyebrow,.trust-card .eyebrow{margin-bottom:8px}
.range-wrap{
  position:relative;
  padding-top:38px;
}
.requested-amount{
  position:absolute;
  top:0;
  left:25%;
  transform:translateX(-50%);
  min-width:74px;
  padding:5px 9px;
  border-radius:8px;
  background:var(--navy);
  color:#fff;
  font-size:13px;
  font-weight:700;
  text-align:center;
  white-space:nowrap;
  box-shadow:0 5px 14px rgba(7,81,106,.18);
  pointer-events:none;
}
.requested-amount::after{
  content:"";
  position:absolute;
  left:50%;
  bottom:-5px;
  transform:translateX(-50%);
  border-left:5px solid transparent;
  border-right:5px solid transparent;
  border-top:5px solid var(--navy);
}

.slider-inline-row{
  display:grid;
  grid-template-columns:auto minmax(0,1fr) auto;
  align-items:center;
  gap:10px;
}
.slider-end{
  font-size:12.5px;
  font-weight:600;
  color:var(--muted);
  white-space:nowrap;
}
input[type="range"]{
  width:100%;
  height:6px;
  border-radius:999px;
  cursor:pointer;
  accent-color:var(--teal);
}
.preset-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:14px}
.preset{border:0;border-radius:10px;padding:12px 6px;background:#dff3f6;color:var(--navy);font-weight:700;cursor:pointer}
.preset.active{background:var(--teal);color:#fff}
.loan-card .primary-btn{width:100%;margin-top:16px}
.credit-note{display:flex;align-items:center;justify-content:center;gap:8px;color:var(--muted);font-size:13px;margin-top:10px}

.steps{display:grid;gap:18px}
.step{display:grid;grid-template-columns:54px 1fr;gap:14px;align-items:start}
.step-num{width:54px;height:54px;border-radius:50%;background:#cdeef3;display:grid;place-items:center;font-family:"Poppins";font-size:26px;font-weight:700;color:var(--navy)}
.step h3{font-size:16px;margin-bottom:2px}
.step p{font-size:13.5px;color:var(--text);margin:0}
.hand-note{font-family:cursive;font-size:25px;color:#0b5c79;transform:rotate(-4deg);text-align:right;margin-top:18px}
.hand-arrow{font-size:40px;color:var(--teal);text-align:right;margin-right:28px;line-height:1}

/* Trust */
.trust-card{margin-top:24px;display:grid;grid-template-columns:90px 1fr;gap:20px;align-items:center}
.trust-icon{width:82px;height:82px;border-radius:50%;background:#d9f2f5;display:grid;place-items:center;color:var(--navy)}
.trust-icon svg{width:44px;height:44px}
.trust-card h2{font-size:clamp(24px,3vw,34px);margin-bottom:6px}
.trust-card p{margin:0;color:var(--text);max-width:800px}



/* Better Way card beside How It Works */
.better-way-card{
  position:relative;
  overflow:hidden;
}
.better-way-card::after{
  content:"";
  position:absolute;
  width:190px;
  height:190px;
  border-radius:50%;
  right:-78px;
  bottom:-92px;
  background:rgba(85,191,208,.10);
  pointer-events:none;
}
.better-way-card-icon{
  width:62px;
  height:62px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#d9f2f5;
  color:var(--navy);
  margin-bottom:18px;
}
.better-way-card-icon svg{
  width:34px;
  height:34px;
}
.better-way-card h2{
  max-width:430px;
  margin-bottom:14px;
}
.better-way-copy{
  margin:0 0 22px;
  color:var(--text);
  font-size:14px;
  line-height:1.6;
  max-width:500px;
}
.better-way-list{
  list-style:none;
  margin:0;
  padding:0;
  display:grid;
  gap:12px;
  position:relative;
  z-index:1;
}
.better-way-list li{
  display:flex;
  align-items:center;
  gap:10px;
  color:var(--navy);
  font-size:14px;
  font-weight:600;
}
.better-check{
  width:22px;
  height:22px;
  flex:0 0 22px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:var(--navy);
  color:#fff;
  font-size:12px;
}
@media(max-width:900px){
  .grid-two{grid-template-columns:1fr}
}

/* Requirements + FAQ */
.info-section{
  padding:10px 0 56px;
  background:#fff;
}
.info-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:24px;
  align-items:stretch;
}
.info-panel{
  background:#fff;
  border:1px solid var(--line);
  border-radius:20px;
  padding:30px;
  box-shadow:0 10px 30px rgba(12,84,105,.04);
}
.info-panel h2{
  font-size:clamp(24px,2.5vw,31px);
  line-height:1.1;
  margin-bottom:22px;
}
.requirements-layout{
  display:grid;
  grid-template-columns:1fr 145px;
  gap:22px;
  align-items:center;
}
.requirement-list{
  list-style:none;
  margin:0;
  padding:0;
  display:grid;
  gap:14px;
}
.requirement-list li{
  display:flex;
  align-items:center;
  gap:11px;
  color:var(--navy);
  font-size:14.5px;
  font-weight:600;
}
.requirement-check{
  width:22px;
  height:22px;
  flex:0 0 22px;
  border-radius:50%;
  background:var(--navy);
  color:#fff;
  display:grid;
  place-items:center;
  font-size:12px;
  font-weight:700;
}
.requirements-note{
  margin:18px 0 0;
  color:var(--muted);
  font-size:12px;
  line-height:1.5;
}
.clipboard-art{
  width:138px;
  justify-self:end;
}

/* FAQ */
.faq-list{
  border-top:1px solid var(--line);
}
.faq-item{
  border-bottom:1px solid var(--line);
}
.faq-question{
  width:100%;
  border:0;
  background:transparent;
  color:var(--navy);
  padding:17px 2px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  text-align:left;
  font-size:14.5px;
  font-weight:600;
  cursor:pointer;
}
.faq-question:hover{
  color:var(--teal);
}
.faq-plus{
  flex:0 0 auto;
  color:var(--teal);
  font-size:22px;
  font-weight:400;
  line-height:1;
  transition:transform .2s ease;
}
.faq-item.open .faq-plus{
  transform:rotate(45deg);
}
.faq-answer{
  display:grid;
  grid-template-rows:0fr;
  transition:grid-template-rows .22s ease;
}
.faq-answer > div{
  overflow:hidden;
}
.faq-answer p{
  margin:0;
  padding:0 34px 0 2px;
  color:var(--text);
  font-size:13.5px;
  line-height:1.55;
}
.faq-item.open .faq-answer{
  grid-template-rows:1fr;
}
.faq-item.open .faq-answer p{
  padding-bottom:16px;
}
.faq-more{
  margin-top:18px;
}
.faq-more a{
  color:var(--teal);
  font-weight:700;
  font-size:13.5px;
}
.faq-more a:hover{
  text-decoration:underline;
}

@media(max-width:900px){
  .info-grid{grid-template-columns:1fr}
}
@media(max-width:600px){
  .info-section{padding:0 0 34px}
  .info-panel{padding:22px 18px;border-radius:18px}
  .requirements-layout{grid-template-columns:1fr 105px;gap:12px}
  .clipboard-art{width:102px}
  .requirement-list li{font-size:13.5px}
  .faq-question{font-size:14px;padding:16px 0}
}

@media(max-width:430px){
  .slider-inline-row{gap:7px}
  .slider-end{font-size:11.5px}
}

@media(max-width:390px){
  .requirements-layout{grid-template-columns:1fr}
  .clipboard-art{display:none}
}

/* CTA + footer */
.cta-band{background:linear-gradient(90deg,#176876,#0d566b);color:#fff;padding:34px 0;text-align:center}
.cta-band .eyebrow{color:#bceaf1;margin-bottom:6px}
.cta-band h2{color:#fff;font-size:clamp(24px,3vw,34px);margin-bottom:16px}
.site-footer{border-top:1px solid var(--line);padding:34px 0 22px}
.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:30px}
.footer-logo img{width:190px}
.footer-col h4{font-size:13px;margin-bottom:10px}
.footer-col a{display:block;font-size:13px;color:#406f7c;margin:7px 0}
.footer-col a:hover{color:var(--teal)}
.copyright{font-size:11px;color:#6b8a93;margin-top:24px}

/* Tablet */
@media(max-width:900px){
  .desktop-nav,.site-header .header-cta{display:none}
  .menu-btn{display:flex}
  .hero-inner{grid-template-columns:1fr;gap:0;min-height:auto}
  .hero-copy{padding:48px 0 22px}
  .hero .loan-card{max-width:720px;justify-self:stretch;margin:0 0 40px}
  .feature-grid{grid-template-columns:repeat(2,1fr)}
  .grid-two{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}

/* Mobile-first presentation matching the approved mockup */
@media(max-width:600px){
  .container{width:min(100% - 24px,560px)}
  .header-inner{height:70px}
  .logo img{width:180px}
  .hero-copy{padding:34px 0 18px}
  .hero .loan-card{margin:0 0 28px;padding:22px 18px}
  .hero h1{font-size:43px;letter-spacing:-1.5px}
  .hero p{font-size:15px;max-width:100%;margin-top:16px}
  .primary-btn{min-height:52px;padding:0 28px;font-size:16px}
  .features{padding:20px 0 10px}
  .feature-grid{grid-template-columns:repeat(2,1fr);gap:4px}
  .feature{padding:14px 6px}
  .feature-icon{width:58px;height:58px}
  .feature h3{font-size:14px}
  .feature p{font-size:12px;line-height:1.45}
  .content-wrap{padding-top:18px}
  .card{border-radius:18px;padding:22px 18px}
  .grid-two{gap:16px}
  .card h2{font-size:28px}
  .preset-grid{grid-template-columns:repeat(3,1fr);gap:8px}
  .preset{padding:10px 4px;font-size:12px}
  .step{grid-template-columns:46px 1fr}
  .step-num{width:46px;height:46px;font-size:22px}
  .hand-note,.hand-arrow{display:none}
  .trust-card{grid-template-columns:62px 1fr;padding:20px 16px}
  .trust-icon{width:58px;height:58px}
  .trust-icon svg{width:32px;height:32px}
  .trust-card h2{font-size:22px}
  .trust-card p{font-size:13px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:20px}
  .footer-logo{grid-column:1/-1}
}

@media(max-width:390px){
  .logo img{width:164px}
  .hero h1{font-size:38px}
  .feature-grid{grid-template-columns:1fr 1fr}
  .feature-icon{width:54px;height:54px}
  .preset-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr}
}