How It Works

Finding your loan
options is easy.

Breezy Financial makes it simple to submit one request and explore potential loan options from participating lenders and lending partners.

Quick Consideration Simple Process Secure Data
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Safe, secure and confidential

How the process works

Four simple steps to explore your loan options.

1

TELL US WHAT YOU NEED

Complete your request with some basic information and the amount you're looking for. It's all online and designed to be simple.

2

EXPLORE YOUR OPTIONS

Once your request has been submitted, Breezy Financial will do its best to connect you with participating lenders and lending partners that are willing to review your request.

3

REVIEW & DECIDE

If a lender is able to help you with your request, you will be redirected to the lender's site to review the loan offer and terms. Please ensure everything is reviewed carefully before accepting any offer.

4 ✓

RECEIVE YOUR FUNDS

If approved, your lender will deposit the approved funds directly into your bank account. Funds may be available as soon as the next business day. To learn more about APR, Fees and Practices please click here.*

What happens after I submit?

You submit your request

We work to connect you with lending partners that are willing to review your request

Lending partners will review your request. If a lending partner is able to help, you may be redirected to the lending partner's site to review the terms of the loan

If approved, funds may be deposited directly to your bank account as early as tomorrow*

Why use Breezy Financial?

Before you get started

Generally, you'll need:

Lender requirements vary. Some lenders may have additional requirements, including minimum income requirements.

One important thing to know

Breezy Financial is not a lender.

We're here to help connect you with lenders and lending partners. We don't make lending decisions, determine your loan terms, or fund loans.

If your request is matched with a lender or lending partner, you may be redirected to their website to continue.

The lender or lending partner makes the final decision regarding your request, including applicable rates, fees, terms and approval.

How long does it take?

A few minutes

Starting your request

Complete the online request from your phone, tablet or computer.

As quickly as possible

Finding a potential match

Once the request is submitted, Breezy works to connect your request with participating lending partners for review. Matching and review times may vary.

Potentially as soon as the next business day*

Receiving funds

If approved, some lenders may make funds available as soon as the next business day. Timing varies by lender, bank, and applicable laws.

Frequently Asked Questions

No. Breezy Financial is not a lender and does not make lending or credit decisions. We connect you with third-party lenders and lending partners.
No. Submitting a request does not guarantee a match or approval. Not all lenders can provide every loan type, amount, or rate.
You can select an amount between $200 and $10,000+ to get started. Final loan amounts, terms, and APRs vary by lender.
If your request is matched with a lender or lending partner, you may be redirected to their website to review and complete your loan.
If approved, some lenders may be able to deposit funds as soon as the next business day, depending on your bank's processing times.
Submitting a request through Breezy Financial itself does not affect your credit score. However, a lender or lending partner may perform a credit check as part of its review process, which could affect your credit score.
This service is not available in all states, and the states we service may change from time to time without notice.
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Ready to make things a little more Breezy?

Start your request in just a few simple steps.

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Quick Consideration • Simple Process • Secure Data