We're committed to being transparent about how we collect, use and protect your information.
What information do we collect?
We collect information that you provide directly to us, information that is collected automatically when you use our website, and, where permitted by applicable law, information we receive from third parties.
Depending on how you interact with Breezy Financial, this may include:
When you visit our website, we may automatically collect certain information about your device and how you use the website, including:
We may use this information to operate and improve the website, understand website usage, maintain security and help prevent fraud.
We only request information that is relevant to providing our services or to facilitate your request.
Why do we collect your information?
We may use information we collect to:
We don't make the lending decision.Remember that Breezy Financial is not a lender. We do not determine whether you qualify for a loan, your interest rate, your APR, your loan amount or the terms of any loan. Those decisions are made by the lender or lending partner.
How does Breezy use your information?
Breezy Financial is an independent loan-connecting service. When you submit a request through our website, the information you provide may be shared with lenders, lending partners, aggregators and other third parties that may be able to consider your request. These parties may use your information to determine whether they can provide you with a loan or other financial product or service.
Your information may be transmitted to one or more lenders or lending partners. A lender may then:
Submitting a request does not guarantee that you will receive a loan or offer. Not all lenders offer the same products, loan amounts, rates or terms.
Who may receive my information?
We may share information with third parties as reasonably necessary to provide or facilitate our services. These parties may include:
To evaluate your request and potentially provide a loan or other financial product.
To facilitate connections between consumers and lenders or financial service providers.
Companies that help us operate our business, including technology, hosting, data storage, fraud prevention, analytics, customer support, email and communication providers.
Where permitted by applicable law, information may be shared with third parties for marketing or promotional purposes.
We may disclose information when reasonably necessary to comply with law, respond to legal process, protect our rights or property, investigate fraud or abuse, or cooperate with law enforcement or regulatory authorities.
ImportantOnce your information is provided to a third party, that party may collect, use and retain your information according to its own privacy policy.
What choices do I have?
Depending on where you live and applicable law, you may have certain rights regarding your personal information. These may include the ability to:
The rights available to you may vary depending on your state or jurisdiction and your relationship with Breezy Financial.
You can unsubscribe from marketing emails using the unsubscribe mechanism included in the communication.
UNSUBSCRIBE ›If your information has already been provided to a lender or other third party, you may need to contact that organization directly regarding information it maintains about you.
BACK TO TOP ↑How does Breezy use text messaging?
If you provide a mobile telephone number and provide applicable consent, you may receive SMS or text messages from Breezy Financial and/or participating third parties. These messages may relate to:
Message and data rates may apply.
You can opt out of marketing text messages by following the instructions provided in the applicable message, including replying STOP where supported. You can also manage certain communication preferences through our website.
MANAGE COMMUNICATION PREFERENCES ›Unsubscribing from marketing communications does not necessarily prevent communications that are necessary to complete, administer or service a transaction or relationship, where permitted by law.
BACK TO TOP ↑What are cookies?
Cookies are small files or pieces of information stored on your device when you visit a website. Breezy Financial and third-party service providers may use cookies, pixels, tags, scripts and similar technologies.
These technologies may help us:
Depending on your browser, device and location, you may be able to control cookies through your browser settings or other privacy controls.
Some website functionality may be affected if certain cookies are disabled.
BACK TO TOP ↑How do we protect your information?
We take reasonable administrative, technical and physical measures designed to protect personal information against unauthorized access, use, alteration or disclosure. The safeguards we use may include measures designed to:
Can you guarantee my information is secure? No.No method of transmitting information over the Internet or storing information electronically is completely secure. While we take reasonable steps to protect information, we cannot guarantee absolute security. If you believe your information has been compromised or you have a security-related concern, please contact us.
How long do we keep your information?
We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy. The length of time we retain information may depend on:
We may retain certain information for longer periods where necessary to comply with legal obligations, maintain business records, prevent fraud, enforce agreements or protect our legal rights.
When personal information is no longer reasonably necessary for the purposes for which it was collected, we may delete, anonymize or otherwise dispose of it in accordance with our applicable policies and legal obligations.
BACK TO TOP ↑What happens when I leave BreezyFinancial.com?
Our website may contain links to websites operated by third parties, including lenders, lending partners, advertisers, financial service providers and other partners. When you click one of these links, you may leave BreezyFinancial.com.
ImportantBreezy Financial does not control the privacy practices of third-party websites. Once you leave our website, your use of that website is governed by the third party's own:
We encourage you to review the applicable privacy policy before providing additional personal information.
BACK TO TOP ↑Questions about your privacy? We're here to help.
If you have questions, concerns or requests regarding this Privacy Policy or Breezy Financial's privacy practices, please contact us.
A summary of the key things you should know.
Information you provide, automatic data and information from third parties.
To operate the site, process your request, connect you with lenders and provide or facilitate our services.
Lenders, lending partners, aggregators, service providers and other third parties involved in providing our services.
We use reasonable administrative, technical and physical safeguards to protect your information.
You can manage marketing communications and may have additional privacy rights depending on applicable law.
Start your request in just a few simple steps.
Breezy Financial is not a lender and does not make loans, cash advances or credit decisions. Breezy Financial is an independent loan-connecting service. Information you provide may be shared with one or more lenders, lending partners, aggregators or other financial-service providers that may be able to consider your request. Not all lenders and/or lending partners can provide every type of loan, loan amount, rate or term, and we do not guarantee that you will obtain a loan. Availability, APR, loan amount, fees and repayment terms vary by lender and state. If you receive a loan offer, the lender is responsible for providing the applicable disclosures and complete loan agreement — please review all terms carefully before accepting an offer. Lenders and/or lending partners are solely responsible for the products and services they offer, including applicable disclosures and compliance with applicable laws and regulations. Some loans may be considered payday loans, cash advances, deferred-presentment transactions, installment loans or other forms of consumer credit depending on their structure and applicable law. Short-term loans can be an expensive form of credit and are not intended to be a long-term financial solution. Please use short-term loans responsibly.